## Documentation Index

Access the complete documentation index at:
https://www.zoho.com/en-ae/payroll/llms.txt

Use this file to discover all available documentation pages before proceeding.

# Abu Dhabi Pension Fund (ADPF)

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The Abu Dhabi Pension Fund (ADPF) is entrusted with the responsibility of managing retirement pensions and benefits for employees in the Emirate of Abu Dhabi. For employers utilizing Zoho Payroll, an understanding of ADPF is needed to ensure compliance and facilitate the provision of essential benefits to UAE employees.

ADPF oversees the retirement pension and benefit system in Abu Dhabi, with a primary objective of safeguarding the financial well-being of employees during their retirement and in times of need.

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## Mandatory Contributions

Both employers and employees are obligated to make monthly contributions to ADPF. These contributions are calculated based on the employee’s salary, with Zoho Payroll serving as a reliable tool for accurate computation.

**Old Pension Scheme (For employees hired before 31/10/2023)**

Authority

Employees’ Contribution

Employer’s Contribution

Applicable for Citizens of

Abu Dhabi Pension Fund (ADPF)

5%

15%

Abu Dhabi

**New Pension Scheme (For employees hired on or after 31/10/2023)**

Authority

Employees’ Contribution

Employer’s Contribution

Applicable for Citizens of

Abu Dhabi Pension Fund (ADPF)

11%

15%

Abu Dhabi

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## Benefit Entitlements

ADPF offers a range of benefits, encompassing retirement pensions, disability benefits, and social security coverage. Employees can rely on these benefits for financial security in various life situations.

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## Compliance and Reporting

Employers must stay compliant with ADPF regulations. This involves reporting the maximum contributory wage for employees and updating any changes in employment status.

Let’s see how you can configure ADPF in Zoho payroll.

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## Configuring ADPF in Zoho Payroll

**Prerequisites:** Ensure that you have created or imported employees who are UAE nationals who are citizens of Abu Dhabi.

*   Click **Settings** in the left sidebar of Zoho Payroll.
*   Select **Social Security**.
*   Click **Edit** in the Abu Dhabi Pension Fund (ADPF) card.

![Abu Dhabi Pension Fund (ADPF) in Zoho Payroll](/payroll/help/ae/social-security/adpf-navigation.png)

*   Enter the **Maximum Contributory Wage**. This represents the salary limit to which both employer and employee contribution rates apply.
*   Choose the option to **Postpone the updated ADPF contributions due to Salary revisions to the next calendar year** if you wish to delay deductions resulting from salary revisions until the following calendar year.
*   Click **Save**.

![Configuring Abu Dhabi Pension Fund (ADPF) in Zoho Payroll](/payroll/help/ae/social-security/adpf-configuration.png)

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## View Salary Components Used for ADPF Contributions

Gain insights into how salary contributes to ADPF. Click **View Salary Components Used for ADPF Contribution** option if you want to know the specific salary components used to calculate the maximum contributory wage.