## Documentation Index

Access the complete documentation index at:
https://www.zoho.com/en-ca/payroll/llms.txt

Use this file to discover all available documentation pages before proceeding.

# Direct Deposit for Organizations

* * *

There are several ways to pay your employees. You can issue cheques, pay them in cash, or transfer money directly to their bank accounts through direct deposit. Zoho Payroll, in partnership with **CSG Forte**, allows you to transfer salaries straight to your employees’ bank accounts. All you need is a **Forte merchant account**. If you don’t have one, you can [register for an account](https://www.forte.net/).

**CSG Forte** is a payment solution that helps you send and receive payments securely and efficiently.

**Note:** To automate salary payments to your employees, you need to configure direct deposit for your employees as well.

Once the setup is complete and a payroll is approved, your organization’s bank account will be debited for the total net pay of employees whose payment mode is **Direct Deposit**, and the corresponding amounts will be deposited into their bank accounts.

You can configure Direct Deposit for your organization in two simple steps:

1.  [Add Bank Information](/en-ca/payroll/help/employer/direct-deposit/organizations.html#add-bank-information)
2.  [Bank Account Verification](/en-ca/payroll/help/employer/direct-deposit/organizations.html#bank-account-verification) (handled by Zoho Payroll and Forte)

## Configure Direct Deposit

To add your organization’s bank information:

1.  Go to **Settings** > **Payments** > **Direct Deposit**.
2.  Click **Set Up Now**.

![Configure Direct Deposit in Zoho Payroll](/payroll/help/en-ca/direct-deposit/configure-direct-deposit-in-zoho-payroll.png)

3.  Provide the required details in the following sections:

*   [Organziation Details](/en-ca/payroll/help/employer/direct-deposit/organizations.html#organziation-details)
*   [Bank Information](/en-ca/payroll/help/employer/direct-deposit/organizations.html#bank-information)
*   [Payable Transation Details](/en-ca/payroll/help/employer/direct-deposit/organizations.html#payable-transation-details)
*   [Sales Transaction Details](/en-ca/payroll/help/employer/direct-deposit/organizations.html#sales-transaction-details)
*   [Owner Information](/en-ca/payroll/help/employer/direct-deposit/organizations.html#owner-information)

4.  Accept the terms and conditions of Forte Merchant Services Agreement, then click **Save**.

### Organziation Details

Field Name

Description

Legal Name

The registered legal name of your business.

DBA Name

The name under which you operate your business.

Tax ID Number

Your organization’s CRA Payroll Number.

Legal Structure

The legal structure of your business.

Industry

The industry your business belongs to.

Business Type

The type of business you operate.

Address

The business address.

### Bank Information

Field Name

Description

Bank Account Name

Enter the name of your bank account.

Bank Name

Enter the name of the bank.

Account Number

Enter your bank account number.

Routing Number

Enter the nine digit routing number of your bank.

Account Code

Enter a unique code for your bank account.

Account Type

Select the type of bank account:

*   Checking
*   Savings

### Payable Transation Details

Field Name

Description

Monthly Payable Volume

The estimated total amount disbursed through ACH transactions each month.

Average Payable Amount

The average amount disbursed per ACH transaction.

Maximum Payable Amount

The highest amount that may be disbursed in a single ACH transaction.

### Sales Transaction Details

Field Name

Description

Annual Volume

The anticipated annual transaction volume of your business.

Average Transaction Amount

The average transaction amount processed by your business.

### Owner Information

Add the details of all owners with more than 25% of the share.

Field Name

Description

Owner Name

Name of the company owner.

Date of Birth

Owner’s date of birth.

Last Four Digits of SIN

The last four digits of the owner’s Social Insurance Number (SIN).

Percentage Share

The percentage of company ownership held by the owner.

Address

Owner’s residential address.

Country

Owner’s country of residence.

Citizenship

Owner’s nationality.

Email

Owner’s email address.

Mobile Phone

Owner’s mobile number.

* * *

## Bank Account Verification

After you submit your direct deposit details, Forte automatically initiates a verification process to ensure the correctness of the provided information.

This verification process typically takes **12 to 24 hours**.

*   If the verification is successful, you can [configure Direct Deposit for your employees](/en-ca/payroll/help/employer/direct-deposit/employees.html) and start [processing payrolls](/en-ca/payroll/help/employer/pay-runs/regular-payroll.html).
*   If the verification fails, you’ll need to [update your bank information](/en-ca/payroll/help/employer/direct-deposit/other-actions.html#update-bank-account-details).