## Documentation Index

Access the complete documentation index at:
https://www.zoho.com/in/books/kb/llms.txt

Use this file to discover all available documentation pages before proceeding.

[Back](./)

# I have received interest income and payment after TDS deduction. How do I record this in Zoho Books?

Let’s say you’ve received an interest income of ₹1,000. Your bank has deposited ₹900 after deducting ₹100 as TDS. To record this in Zoho Books, you need to create an account to track the interest income and create a manual journal for the transaction.

To create an account to track the interest income:

*   Go to _Accountant_ on the left sidebar and select **Chart of Accounts**.
*   Click **\+ New Account** in the top right corner of the page.
*   On the Create Account page:
    *   Enter a suitable **Account Name**. For example, say Interest Income.
    *   Select **Income** as account type from the _Account Type_ dropdown.
    *   Enter the **Account Code** and provide a short **Description** for the account if required.
    *   Click **Save**.

Now, you need to create a manual journal to record the interest income. Here’s how:

*   Go to _Accountant_ on the left sidebar and select **Manual Journals**.
*   Click **\+ New Journal** in the top right corner.
*   Fill in the required details.
*   Click **Save and Publish**.

For the example mentioned above, the journal entry should be as follows:

*   Credit the interest amount (₹1,000) and associate it with the Interest Income account (the account in which you are tracking the interest income).
*   Debit the TDS deducted (₹100) and associate it with the TDS account (the account in which you are tracking the TDS).
*   Debit the amount after TDS deduction (₹900) and associate it with the bank account.

* * *