Expense management with more control. More flexibility. More security.
When it comes to managing expenses, you need a solution that adapts to your business, not the other way around. From budgets, custom workflows, and advanced role management to enterprise-grade security, see why businesses choose Zoho Expense over Emburse.
Thousands of brands are choosing Zoho Expense over Emburse
Reasons
To choose Zoho Expense
over Emburse
An intuitive user experience
Zoho Expense offers a intuitive interface that makes expense reporting easy for everyone, ensuring a smooth experience from start to finish.
Control your expenses with budgets
Set, track, and adjust budgets with ease. Keep spending in check with real-time insights and prevent overages before they happen.
Track petty cash thoroughly
Monitor and control petty cash expenses without manual tracking. Maintain clear audit trails and keep spending accountable.
Customization without limits, control without compromise
Tailor workflows, policies, reports, and user roles to match your business. Give employees, finance teams, and managers the right level of access without unnecessary restrictions.
Enterprise-grade privacy and compliance
Stay audit-ready with built-in compliance controls and strict privacy measures. Certified with industry-leading standards including HIPAA, the Sunshine Act to keep your data secure and regulatory compliant.
Built-in automated mileage tracking
Automatically track and classify mileage with Zoho Expense at no extra cost. Just swipe to turn drives into reimbursable expenses—quick, easy, and effortless.
Smarter receipt scanning, in more languages
Zoho Expense reads receipts in 15+ languages so employees can snap and submit expenses with ease, no matter where work takes them.
Happy ratings = Happy customers
Compare features. Choose smarter.
See how Zoho Expense compares to Emburse with a detailed feature breakdown. Find the best fit for your business needs.
Zoho Expense handles travel end to end. Employees can self-book flights, hotels, trains, and cabs with policies applied upfront, while managers oversee offline needs through a built-in travel desk, agent collaboration, and guest house management. Emburse stops at self-booking and itineraries, without support for collaboration or offline travel needs.
| Features |  |  |
| Employee self booking | ||
| Travel agent collaborative chat | ||
| Itinerary management - Flights, hotels, trains and cabs | ||
| Corporate travel desk ticketing tool | ||
| Guest house management |
Expense reporting should simplify work for both employees and finance teams. Zoho Expense delivers wider Autoscan coverage, convenient email add-ons, and built-in automatic mileage tracking. Emburse Enterprise provides a narrower scope with fewer language options and extra costs for mileage, which can leave teams relying on manual workarounds over time.
| Features | | |
| Autoscan receipts with line extract | 15+ languages | 8 languages |
| Mail add-on extensions | Gmail, Zoho Mail, Outlook | |
| Multi-currency expenses with automatic currency rate conversion | Yes, powered by Wise | |
| Per diem automation | ||
| Automated mileage tracking | Paid | |
| Expense report automation and scheduling |
From categorization and user assignment to reconciliation, Zoho Expense automates every aspect of card management. It also goes a step further by automatically generating and submitting expense reports for all card transactions based on billing dates, giving finance teams complete visibility and flexibility across existing cards
| Features | | |
| Corporate card management | ||
| Commercial card feeds | Amex, Mastercard, Visa and HSBC | Visa, Mastercard, Diners Club and Amex |
| Corporate card automation (Auto-categorisation, auto user assignment, auto matching expenses) | ||
| Automatic submission reminders | ||
| Card issuance | ||
| Real-time card feeds |
With Zoho Expense, finance teams gain complete control over advances and budgets, whether it is tracking petty cash, monitoring spend across departments, or enforcing thresholds with instant alerts. These safeguards keep expenses in check. Emburse Enterprise lacks these features entirely, making it harder to prevent leaks and keep spending accountable.
| Features | | |
| Imprest/Petty cash management | ||
| Multi-currency advance | ||
| Live budget tracking | Department/ Project/ Branch/ Cost-centre/ User | |
| Budget threshold alerts and approval blocks | ||
| Budget sharing |
Zoho Expense ensures every approval, limit, and exception is handled automatically in the background. Employees get a faster process, while finance gets the assurance that policies are followed consistently. Controls stay strong, but the experience stays simple, turning compliance into something that supports productivity instead of blocking it.
| Features | | |
| Adhoc and parallel approval routing | ||
| Custom approvals | ||
| Category limits | ||
| Dynamic limits | ||
| Rule alerts/exceptions |
Automate every step of expense reporting with Zoho Expense. Workflow rules, custom functions, and webhooks enforce policies and handle tasks in the background, freeing finance teams to focus on strategy. Emburse offers good automation features, but lacks the depth of customization and advanced controls that growing finance teams rely on.
| Features | | |
| Alerts(Email/In-app notifications) | ||
| Custom user roles | ||
| Custom views | ||
| Custom page layouts | ||
| Custom modules | ||
| Custom buttons | ||
| Custom links |
Zoho Expense integrates seamlessly with leading accounting, ERP, and HR systems while enabling direct reimbursements and third-party services. Finance leaders gain advanced analytics for real-time insight, turning raw expense data into strategic decisions.
| Features | | |
| Accounting integrations | QuickBooks Online, QuickBooks Desktop, Zoho Books, Xero, Sage Accounting, Microsoft Dynamics 365, Oracle, SAP, NetSuite, and more. | QuickBooks, NetSuite ERP, Sage Intacct, Microsoft Dynamics GP, Oracle ERP Cloud, SAP and more. |
| In-house/custom ERP integration | ||
| HRMS integrations | ||
| Online direct reimbursement | ||
| Ride hailing apps integration | ||
| VAT reclaim integration |
Zoho Expense doesn’t just meet industry standards; it builds security into every layer of the platform. With global certifications spanning privacy, security, and compliance, your data remains protected and always audit ready.
| Features | | |
| SSL encryption | ||
| Multi-factor authentication | ||
| SSO | ||
| IP restriction | ||
| GDPR | ||
| ISO/IEC 27001 | ||
| ISO/IEC 27701 | ||
| ISO/IEC 27017 | ||
| ISO/IEC 27018 | ||
| ISO 9001 | ||
| ISO/IEC 20000 | ||
| SOC 2 Type II | ||
| SOC 1 Type II | ||
| SOC 2 + HIPAA | ||
| CCPA | ||
| CSA STAR Self-Assessment | ||
| PCI | ||
| Physician Payments Sunshine Act Data Support |
Here’s what Zoho Expense
brings to your business
End-to-end travel & expense automation-
Uncompromising security and compliance
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Fast, reliable assistance with no long wait times
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Seamlessly connect with 45+ integrated business apps
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Full control over customization, no support required
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No hidden costs. No contracts.
90%
less time spent on T&E
50%
faster implementation
3x
faster expense approvals
95%
customer satisfaction
We let our customers speak for us!
Puma has been using Zoho Expense in Oceania for over three years, and our users have found the web and the phone apps to be feature-rich and always improving. We've recently expanded the usage of Zoho Expense to multiple new regions around the globe, and throughout, the team has been extremely supportive of the unique requirements of each region and helped to make the onboarding smooth.
We found Zoho Expense to be a very powerful and flexible tool which allows us to accommodate many different expense policies and compliances in respect to many different countries' regulations. We started using Zoho Expense across our entire IFFCO group for travel and expense management as one of the key aspects to control spending.
Zoho Expense has certainly reduced a LOT of manual work when it comes to expense reporting. It takes my colleagues less than five minutes to upload the receipts, create expense reports and submit them for approval. With Zoho Expense, we are able to manage expense reports easily.
Zoho expense is a great tool and comes with great support.
Their tool seems very intuitive for users and admins. I really appreciate how they have multiple ways to send expenses to the system (email, auto-scan, and manual upload) They also have extremely fast support response time!
Zoho Expense
Easy to set up and use. Intuitive platform. Can create trips and link associated expenses. Customer service replies quickly and provides good information about the products.
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