OAuth

Step 1: Register a New Client

To begin, register your application in the Zoho's Developer Console to obtain your Client ID and Client Secret.

Note: Only users with the Account Owner or Admin role in Zoho Payments can generate an OAuth token.

To register your application:

 1. Go to the Zoho Developer Console and ensure that the client type is set to ORG in the URL.

 2. Enter the Client Name, Homepage URL, and the Authorized Redirect URIs.

Parameter	Description
Client Name	A name to identify your application.
Homepage URL	The URL of your application's homepage or main website.
Authorized Redirect URIs	The URL to which you'll be redirected once access is granted. Ensure it's the same as the one used in your OAuth requests.

 3. Click CREATE.

Your Client ID and Client Secret will be generated. You can access them from the Client Secret tab in the Zoho Developer Console.

Keep your credentials secure and do not share them with anyone.

Step 3: Generate Access and Refresh Tokens

Once you have the code, make a POST request to the following URL with the required parameters to generate the access_token:

https://accounts.zoho.in/oauth/v2/token?

Parameter	Description
code*	The code obtained from the previous step.
client_id*	The unique ID available under Developer Console > Your Client > Client Secret.
client_secret*	The Client Secret available under Developer Console > Your Client > Client Secret.
redirect_uri*	Your callback URL.
grant_type*	This must be set to authorization_code.

Note: Fields marked with * are mandatory

You will receive a response containing an access_token and a refresh_token:

1. access_token: Expires after a certain period, as indicated by the expires_in parameter in the response.
2. refresh_token: Used to generate a new access_token once the current one expires. The refresh token remains valid unless it is revoked or expired.

Note: A user can have a maximum of 20 refresh tokens. Exceeding this limit will result in the oldest refresh token being deleted automatically, regardless of whether it is in use.

Step 4: Call an API

When calling an API, include the access_token in the request header. Do not pass it as a request parameter.

• Header Name: Authorization
• Header Value: Zoho-oauthtoken {access_token}

Step 5: Generate Access Tokens from Refresh Tokens

Access tokens, typically expire in one hour, but can be used without restriction during this time. Once expired, your application must use the refresh token to obtain a new access token.

To generate a new access token, make a POST request to the following URL with the given parameters:

https://accounts.zoho.in/oauth/v2/token?

Parameter	Description
refresh_token	The refresh token obtained from the previous step.
client_id	The unique ID available under Developer Console > Your Client > Client Secret.
client_secret	The Client Secret available under Developer Console > Your Client > Client Secret.
redirect_uri	Your callback URL.
grant_type	This must be set to refresh_token.

OAuth (Deprecated Soon)

Note: This flow is available only for existing users. We recommend migrating to the new OAuth flow, as this version will be deprecated soon.

Watch this video or follow the steps below to access Zoho Payments' APIs using OAuth 2.0:

Step 1: Register a new Self Client & Generate an authorization code

First, you must register your application with Zoho's Developer Console to obtain your Client ID and Client Secret.

To register your application:

 1. Visit Zoho's Developer Console at https://accounts.zoho.in/developerconsole

 2. Kindly choose Self Client option.

 3. In the Generate Code tab, Enter the scopes you need to access. Use commas to separate multiple scopes. You can refer above for the required scopes.

 4. Select an expiry time for the authorization code. By default, it is 3 minutes.

 5. Enter a description for the required scopes.

6. Click CREATE. An authorization code will be generated and displayed.

7. Copy or download the authorization code.

Keep these credentials secure, and do not share them.

Step 2: Generate Access and Refresh Tokens

Once you have the code from the previous step, make a POST request to the following URL with the required parameters to generate the access_token :

https://accounts.zoho.in/oauth/v2/token?

Parameter	Description
code*	The code obtained from the previous step.
client_id*	The unique ID displayed under Self Client > Client Secret.
client_secret*	The unique confidential secret displayed under Self Client > Client Secret.
grant_type*	This is authorization_code.

Note: Fields marked with * are mandatory

The response to your request will include both an access_token and a refresh_token :

1. access_token: Expires after a certain period, as indicated by the expires_in parameter in the response.
2. refresh_token: Permanent and can be used to generate a new access_token once the current one expires.

Note: A user can have a maximum of 20 refresh tokens. Exceeding this limit will result in the oldest refresh token being deleted automatically, regardless of whether it is in use.

Step 3: Call an API

When calling an API, the access token must be included in the request header and cannot be passed as a request parameter.

• Header Name: Authorization
• Header Value: Zoho-oauthtoken {access_token}

Step 4: Generate Access Tokens from Refresh Tokens

Access tokens have limited validity, typically expiring in one hour, but can be used without restriction during this time. Once an access token expires, your application must use the refresh token to obtain a new access token.

To generate a new access token, make a POST request to the following URL with the given parameters:

https://accounts.zoho.in/oauth/v2/token?

Parameter	Description
refresh_token	The refresh token obtained from the previous step.
client_id	The Client ID received during client registration.
client_secret	The Client Secret received during client registration.
grant_type	This is refresh_token .