## Documentation Index

Access the complete documentation index at:
https://www.zoho.com/us/payroll/llms.txt

Use this file to discover all available documentation pages before proceeding.

# Direct Deposit for Employees

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Setting up Direct Deposit for your employees allows you to transfer salaries directly from your organization’s bank account to their bank accounts.

There are two steps involved in configuring Direct Deposit for an employee:

1.  [Configure Direct Deposit](/us/payroll/help/employer/direct-deposit/employees.html#configure-direct-deposit)
2.  [Bank Account Verification](/us/payroll/help/employer/direct-deposit/employees.html#bank-account-verification) (handled by Zoho Payroll)

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## Configure Direct Deposit

### For New Employees

To configure direct deposit for a new employee:

1.  Go to the **Employees** module.
2.  Click **Add Employee**.
3.  Provide the required details in each of the below steps:
    *   [Basic Details](/us/payroll/help/employer/employees/add-employees.html#basic-details)
    *   [Personal Details](/us/payroll/help/employer/employees/add-employees.html#personal-details)
    *   [Tax Details](/us/payroll/help/employer/employees/add-employees.html#tax-details)
4.  In the _Payment Details_ section, select **Direct Deposit** as the Payment Mode.
5.  Provide the employee’s Bank Information:

![Configure Direct Deposit for New Employees](/payroll/help/us/direct-deposit/configure-direct-deposit-for-new-employees.png)

Field

Description

Bank Name

Enter the name of the bank where the employee holds an account.

Account Number

Enter the account number where the employee wants to receive payments.

Routing Number

Enter the nine-digit routing number of the employee’s bank.

Account Type

Select the type of bank account:

*   Checking
*   Savings

6.  Click **Save and Continue**.

The employee will be created with Direct Deposit as their payment mode.

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### For Existing Employees

To configure Direct Deposit for an existing employee:

1.  Go to the **Employees** module.
2.  Click an employee.
3.  Click the edit icon in the _Payment Information_ section.

![Edit Payment Information of Employees](/payroll/help/us/direct-deposit/edit-payment-information-of-employees.png)

4.  Select **Direct Deposit**.
5.  Provide the employee’s Bank Information:

Field

Description

Bank Name

Enter the name of the bank where the employee holds an account.

Account Number

Enter the account number where the employee wants to receive payments.

Routing Number

Enter the nine-digit routing number of the employee’s bank.

Account Type

Select the type of bank account:

*   Checking
*   Savings

![Configure Direct Deposit for Existing Employees](/payroll/help/us/direct-deposit/configure-direct-deposit-for-existing-employees.png)

6.  Click **Save**.

The employee’s payment mode will be switched to Direct Deposit.

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## Bank Account Verification

After adding your employee’s bank account, Zoho Payroll will automatically initiate a verification process to ensure the correctness of the provided information.

This automated process typically takes 2 to 3 business days.

*   Upon successful verification, you’ll be able to [process payrolls](/us/payroll/help/employer/pay-runs/regular-payroll.html) and transfer salaries via Direct Deposit.
*   If the bank account fails the verification, update the employee’s bank information. Note that updating the bank account will trigger another 2 to 3 business days for verification.

For more details on the verification process, refer to our help document on [Bank Account Verification](/us/payroll/help/employer/direct-deposit/bank-account-verification.html).