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Create UPI mandates
Create customer-approved UPI autopay mandates that allow your business to collect future repeat payments based on an agreed upon schedule.
The smarter way to manage recurring collections
Set up recurring payments for your business and manage customer-approved autopay mandates with ease.
Access Zoho PaymentsManage the mandate payment lifecycle
Zoho Payments helps you manage autopay mandates from customer authorization to collection tracking, giving your teams a clearer way to run recurring payment workflows.
Configure collection rules
Set the terms for each recurring collection, including how often payments happen, when they start and end, and the amount limits that apply.
Send payment notifications
Keep customers informed of scheduled collections before they happen with payment notifications that share the key details of the upcoming mandate payment.
Execute scheduled payments
Initiate scheduled collections from approved mandates when payments are due, while keeping each transaction connected to the right customer and mandate.
Handle failed executions
Use a defined retry path for failed mandate payments, so teams can continue collection attempts without restarting the entire payment flow.
Track mandate records
Monitor mandate activity, payment status, customer details, and collected payments from the Mandates module with filters that help teams find the records they need.
Collect recurring payments with confidence
Support both finance-led and product-led recurring payment models, whether collections start from Zoho Finance apps or your own product experience.
Collect recurring revenue through Zoho Finance apps
Turn repeat invoices and subscriptions into scheduled collections. Once your customer authorizes the mandate, future payments can be executed automatically through your Zoho Finance app.
Execute recurring mandates through Zoho Payments APIs
Use Zoho Payments as a standalone payments layer for your recurring transaction flows. Build your mandate setup, customer notifications, and scheduled collections into the system your business already uses.
Built for businesses with recurring revenue
Subscription-based products
Create mandates for customers paying on a recurring schedule for your subscription product or service.
Installments and scheduled bills
Support collections for EMIs, planned dues, or repeat bills where payments follow an agreed amount and timeline.
Renewals and memberships
Keep memberships, service renewals, and recurring access payments moving with a mandate-backed collection flow.
Recurring invoice collections
Collect against recurring invoices or repeated dues without turning every payment cycle into a new payment request.
Make recurring collections easier to scale
Move scheduled collections into clear, reliable payment workflows as your recurring revenue scales.
Enhance collection predictability
Set up the mandate before future collections are due, so the payment arrangement is already in place when the next cycle arrives.
Improve operational efficiency
Reduce dependence on manual follow-ups across teams by moving recurring collections into a defined payment workflow.
Build customer trust by providing them control
Improve control and transparency by allowing customers to pause or cancel their mandate anytime using their UPI app.
Increase payment visibility with activity tracking
Give finance and operations teams visibility into mandate activity, payment status, customer details, and collected payments.
