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Let's be honest, managing expenses isn't anyone's favorite job. And with so many tools out there, choosing one can be frustrating. But when budgets are tight and finance teams do more with less, you need more than a receipt tracker. Zoho Expense brings a powerful policy engine, smart automation, and seamless fit into your finance stack. So, how does it measure up? Spoiler: it does a lot more than you think.

Compare Zoho Expense with competitors

  • Unexpected fees can be frustrating. Choose software with transparent pricing so you always know what you are paying for without surprises.

  • Your expense software should integrate smoothly with your accounting, HR, and travel systems, making your workflow easier and more efficient.

  • Good expense software takes work off your plate instead of adding to it. Look for real automation that simplifies reporting, approvals, and reimbursements.

  • If your business operates in multiple countries, make sure your software can easily handle different currencies, tax rules, and languages.

  • When things go wrong, you should not be left waiting. Pick a provider with responsive support that actually helps when you reach out.

Why choose Zoho Expense?

Backed by Zoho's privacy-first philosophy and decades of experience in business software, Zoho Expense is built to simplify expense management without compromises. We offer thoughtfully designed tools that automate, streamline, and scale with your business, ensuring seamless financial control and compliance.

From real-time card reconciliation to global-ready features, Zoho Expense is more than just an expense management tool; it's a system that works the way you do. Just like every Zoho product, we rely on it internally, ensuring the same reliability and efficiency we promise our customers.

  • Expense reporting on autopilot

    From receipt scanning to approvals, automate every step of expense management so your team spends less time on paperwork.

  • Built to fit your business

    Customize policies, workflows, and reports to match your unique needs, whether you're a startup or an enterprise.

  • Designed for global teams

    Manage expenses effortlessly across countries with multi-currency support, regional compliance, and 15+ languages.

  • Real-time card transaction matching

    Zoho Expense fetches card transactions instantly, so reconciliations happen in real time without any manual effort.

  • 90%

    less time spent on expense reporting

  • 50%

    faster implementation compared to competitors

  • 15+

    languages supported for global scalability

  • 40+

    Zoho apps that work together seamlessly

Industry awards and recognition badges for Zoho Expense

Zoho Promise

Zoho keeps your data safe with enterprise-grade security and compliance. Unlike others, we prioritize privacy with clear policies and give you complete control over your financial information.

Jothi Prakash, Deputy General Manager IT, Coromandel International Limited
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The transition to Zoho Expense was smoother than we expected. Given the scale of our operations, we anticipated challenges, but the implementation process was well-structured, and our employees adapted quickly. In just 3-4 months, we moved from a completely manual process to a fully automated system that everyone was comfortable using.


Jothi Prakash
Deputy General Manager IT, Coromandel International Limited
Tim Williams, Executive Director at Go Geothermal
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I was hidden from what we spent on Expenses before, but now I can see everything. It's also advantageous during auditing time, much quicker and easier, the time saved across the business doing expenses translates to several weeks per year. Doing my expenses now takes me seven minutes, and they used to take me four hours a month.


Tim Williams
Executive Director at Go Geothermal
Mark Hawkins, Director, Operations PUMA SEA
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Puma has been using Zoho Expense in Oceania for over 3 years, and our users have found the web interface and the phone apps to be feature-rich and always improving. The look and feel are modern and pleasing to the eye. Puma has recently expanded the usage of Zoho Expense to multiple new regions around the globe.


Mark Hawkins
Director, Operations PUMA SEA
Dhamayanthi Karuppiah, Accounting Manager, World Scout Bureau
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Zoho Expense automates a variety of expense management-related operations and helps users record their transactions quickly and efficiently. Furthermore, it simplifies, digitizes, and improves the expense claims and reporting process across all WSB support centers. We have saved almost 90 to 95% of our time in terms of speedy reporting and easy approval.


Dhamayanthi Karuppiah
Accounting Manager, World Scout Bureau

Disclaimer: All third-party product name(s), trademark(s), and logo(s) are the property of their respective owner(s) and are used here solely for identification and comparison purposes. Their use does not imply any affiliation, sponsorship, or endorsement. Features are drawn from publicly available information on each vendor's website(s) as on 01-03-2025, and the information is subject to change on those website(s) at any time without notice. The information contained in this webpage is for general information purposes only and should not be considered as authorized information from the vendors. Zoho makes no representations or warranties, express or implied, including, without limitation, warranties of accuracy, completeness, merchantability, or fitness for a particular purpose, and accepts no liability for any loss or damage arising from reliance on the information. Please contact us at mailto:legal@zohocorp.com if you believe any information is inaccurate or outdated.

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double quotes

Puma has been using Zoho Expense in Oceania for over 3 years and our users have found the web interface and the phone apps to be feature rich and always improving.The look and feel is modern and pleasing to the eye. Puma has recently expanded the usage of Zoho Expense to multiple new regions around the globe, and throughout, the Zoho team has been extremely supportive to the unique requirements of each region and helped to make the onboarding experience painless.

Mark Hawkins

Director, Operations PUMA SEA

We started using Zoho Expense across our whole IFFCO group for Travel and Expense Management as one of the key aspects to keep control on spends. It was a challenge to manage employee spend and expense reporting across our multiple office locations with disparate solutions. We found Zoho Expense as a very powerful and flexible tool which allows us to accommodate many different expense policies and compliances in respect to many different countries' regulations.

Jaroslaw Pietraszko

Director ERP & Digital Transformation, IFFCO Group

The Zoho Expense team has provided us with the best features—especially the receipt auto-scan, which eases our expense reporting journey with its mobile functionality. Our employees use Zoho Expense and its features extensively, particularly the mobile app. Above all, with the Zoho Analytics integration, we always get the insights we need with multiple dashboards to analyze our business spend. We’re one of those happy customers who are looking forward to seeing many new features and integrations within the application.

Amit Rai

CHRO, Tata Play Fiber


Rated by the best

Adjudged as one of the best expense management solutions by customers
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