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‌Transparent pricing.
No hidden costs.

  • No setup fees
  • No annual fees
  • Free API access

Payment Gateway

Collect online payments the way your customers prefer, while keeping costs predictable and transactions seamless.

  • *A fee of 1.4% is applicable for instant payouts.
  • *A fee of $15 is applicable for disputed payments.

Cards

Accepted cards: Mastercard, Visa, American Express, Discover, JCB, UnionPay, Diners Club
2.90% + 30¢ for Domestic Cards
1.5% + Domestic card fee
for International Cards
  • A currency conversion fee of 1% is applicable for payment in other currencies.

ACH Direct Debit

0.8% (Capped at $5)
  • A fee of $1 is applicable for Instant Bank Verification.
  • A fee of $5 is applicable for failed payments.

New to Zoho Payments?
Make every payment count.

Earn 1% back in Zoho Credits on card transactions processed through Zoho Payments.

Explore the offer

*Offer valid for new users only. Terms apply.

Frequently Asked Questions

We don't have any hidden charges for account setup or maintenance. All you pay is a small fee per transaction.

You don't have to pay the transaction fee manually. Zoho Payments deducts the fees from each transaction before depositing your earnings (payouts) into your bank account.

We transfer the payouts into the bank account you provide during onboarding. You can choose to get payouts on particular days as well.

Yes, according to the regulations, you will be charged a dispute fee of $15 for every disputed transaction.