Get a premium experience without the card lock-in
Experience true travel and expense automation, from booking to reimbursement, without committing to a card program. Get instant visibility into corporate card transactions with real-time feeds from any bank or card using Zoho Expense.
Thousands of brands are choosing Zoho Expense over Expensify
Reasons
To choose Zoho Expense
over Expensify
Connect and reconcile any corporate card, instantly
Link any card from any bank without being tied to a specific card program. Fetch and reconcile transactions in real time for faster, hassle-free expense reporting.
Customize everything; simplify admin work
Set up custom rules, automate workflows, and tailor buttons and links to fit your business. Track budgets, enforce policies, and reduce fraud without contacting support.
AI-powered autoscan in 15+ languages
Zoho Expense uses AI-powered OCR and supports over 15 languages, ensuring accurate line item data extraction no matter where your business operates.
Built for businesses to scale globally
Scale globally with 13 country-specific editions and 15 in-app languages, multi-currency support, and region-based compliance. Stay compliant and manage expenses effortlessly, no matter where business takes you.
Reliable support, every step of the way
Get 24/5 chat, call, and email support from a team that's ready to help. Enjoy quick responses, reliable assistance, and no long wait times.
Automatic mileage tracking and per diem calculations
Track mileage automatically and convert drives into expenses with a swipe. Fetch region-specific per diem rates for accurate reimbursements without manual entry.
Happy ratings = Happy customers
Compare features. Choose smarter.
See how Zoho Expense compares to Expensify with a detailed feature breakdown. Find the best fit for your business needs.
Both platforms cover the core travel needs with booking, itineraries, agent collaboration, and traveler profiles. The distinction lies in the level of oversight. Expensify offers concierge support for employees seeking a premium booking experience. Zoho Expense offers a self booking tool empowering employees to book their own tickets, as well as a built-in corporate travel desk and a dedicated travel manager role for organizations that are managing through travel agencies.
| Features |  |  |
| Self booking tool | ||
| Concierge travel | ||
| Travel agent collaborative chat | ||
| Itinerary management - Flights, hotels, cabs | ||
| Traveler profile document management | ||
| Corporate travel desk tool | ||
| Travel manager-user role |
As organizations grow, expense reporting becomes more complex than just capturing receipts. Zoho Expense supports this with powerful features like itemization, automated per diem rules, and built-in automatic mileage tracking. Expensify lacks these functions, which forces finance teams to subscribe to an extra tool and spend more time correcting errors and filling in the gaps.
| Features | | |
| Autoscan receipts languages | 15+ | 10+ |
| Receipt forwarding - email address | ||
| Split expenses | ||
| Expense itemization | ||
| Bulk upload of expenses | ||
| Per diem automation | ||
| Auto-import per diem rates and rules | ||
| In-built automatic mileage tracking |
Cards only add value when they deliver control and visibility. Expensify ties real-time feeds to its own cards, limiting flexibility. Zoho Expense connects with any Visa or Mastercard of your choice, fetches feeds in real time, and automates categorization, assignment, and matching. Submission reminders reduce delays, giving finance teams cleaner data and stronger oversight without card lock-in.
| Features | | |
| Corporate card management | ||
| Card issuance | ||
| Automatic submission remainders | ||
| Real time card feeds | Visa and Mastercard only | Only for Expensify cards |
| Credit card automation (Auto categorization, auto user assignment, auto matching expenses) |
Stay in control of spending with a complete suite of tools for advances and budgets. Zoho Expense goes beyond basics with petty cash management, multi-currency advances, and real-time budget tracking at the user and department levels. Expensify provides only basic advances and budget tracking, with no petty cash controls or budget sharing, creating blind spots in oversight and accountability for finance leaders.
| Features | | |
| Imprest/Petty cash management | ||
| Multi-currency advance | ||
| Budget (Department/ Project/ Branch/ Cost-centre) | ||
| Budget threshold alerts and approval blocks | ||
| Budget sharing |
Get more done with powerful automation and deep customization options. With Zoho Expense, set up custom rules, automate workflows, and tailor every detail to your business, from roles and views to page layouts, buttons, and links. All of this can be done in the app without reaching out to support. Expensify lacks this level of deep customization, limiting how much you can adapt the tool to your unique processes.
| Features | | |
| Alerts(Email/In-app notifications) | ||
| Webhooks, custom functions | ||
| Expense report automation | ||
| Customization (User roles, views, page layout, modules, buttons, links, and schedulers) | ||
| Custom schedulers | ||
| Custom fields |
Integrations and reimbursements are built to save time and reduce manual work. Direct payouts through banking partners speed up reimbursements, while connections with ERPs, productivity tools, and VAT reclaim systems centralize workflows. Expensify offers fewer regional banking options, which can limit flexibility for companies managing global or distributed teams.
| Features | | |
| Online direct reimbursement with ICICI and YES Bank | ||
| Online direct reimbursement with HSBC | ||
| In-house/custom ERP integration | ||
| Ride hailing apps integration | ||
| VAT reclaim integration | ||
| Gsuite, Office 365, Slack integration |
Zoho Expense goes beyond meeting industry standards by embedding security into every layer of the product. With globally recognized certifications across security, privacy, and compliance, your data stays protected and always audit-ready. Expensify covers the basics, but Zoho Expense delivers broader, deeper safeguards for businesses with advanced compliance needs.
| Features | | |
| SSL encryption | ||
| Multi-factor authentication | ||
| SSO | ||
| IP restriction | ||
| GDPR | ||
| ISO/IEC 27001 | ||
| ISO/IEC 27701 | ||
| ISO/IEC 27017 | ||
| ISO/IEC 27018 | ||
| ISO 9001 | ||
| ISO/IEC 20000 | ||
| SOC 2 Type II | ||
| SOC 1 Type II | ||
| SOC 2 + HIPAA | ||
| CCPA | ||
| CSA STAR Self-Assessment | ||
| PCI |
Here's what Zoho Expense
brings to your business
End-to-end travel & expense automation-
Transparent pricing; no hidden fees, no card programs
-
Enterprise-grade security & compliance
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Seamless integration with your existing tools
-
Dedicated implementation support
-
Intuitive, simple interface
90%
less time spent on T&E
50%
faster implementation
3x
faster expense approvals
95%
customer satisfaction
Don't just take our word for it
We needed convenient software that would be easy for our staff across different countries to understand. We had initially implemented Expensify across the Group, but gradually realized that it was not cost effective. We came across Zoho Expense, and realized it was the perfect expense management software we were looking for. Since it's user-friendly, it didn't take us much time to learn the product.
Zoho Expense is an amazing product that we used to replace Expensify in our organization. It is a more cost-effective option with the same features. The auto receipt scans work great. The reports are easy to generate. Zoho Expense is user-friendly and provides amazing customer service!
Puma has been using Zoho Expense in Oceania for over three years, and our users have found the web and the phone apps to be feature-rich and always improving. We've recently expanded the usage of Zoho Expense to multiple new regions around the globe, and throughout, the team has been extremely supportive of the unique requirements of each region and helped to make the onboarding smooth.
Doing my expenses now takes me seven minutes when they used to take me four hours a month.
I believe the most convenient feature for our employees is the easy-to-use mobile version of the tool. You click a picture of the bill you just spent on, select the relevant expense head, and hit submit. Additionally, scanned copies of bills/receipts, expenses, approvals, and comments are now available in one report, which forms the basis for any reimbursement claim posted to our accounting software.
Easy to use and it actually works!
I was using Expensify for 8 months and I REALLY wanted that platform to work well, but I had continuous issues with the app and with customer support. I needed something to work immediately and took a chance with Zoho...and it worked with no issues.
Better than Expensify
I'm moving from Expensify. Expensify was working for me fine, but their support was terrible. I'm a new user with Zoho, but they seem to have all the functions I needed from Expensify, plus more languages, which is great for my team. And so far the support has been excellent! I'm not even a paying customer yet and they're treating me like royalty.
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