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Corporate card expenses, reconciled in real time

Fetch and reconcile corporate card transactions automatically to enable fast and effortless expense reporting*.

Try Zoho Expense

Manage corporate card
spend as it happens

  • Accurate
    card feeds in real time

    Eliminate manual work and automate corporate card transaction fetching as soon as the transactions occur. Make corporate card expensing simple, fast, and efficient*.

  • On-the-spot
    receipt capture

    Improve expense policy compliance and avoid the problem of lost or smudged receipts. Zoho Expense notifies your employees to just take a picture of the receipt immediately after a transaction*.

  • Automatic
    expense matching

    Save hours every month on reconciliation. With Zoho Expense, you can now match your receipts with card transactions no matter when the receipts are added, ensuring no duplicates.

  • Simplified card
    expense management

    Simplify card expense management by automating the creation, categorization, and reconciliation, and reporting of all corporate card expenses.

Effortless card sync:
Connect any card

  • Connect any card, any bank for easy
    expense management

    Sync any card with Zoho Expense to automatically fetch transactions and simplify expense reporting so you can continue enjoying the benefits of your current corporate card program.

  • Visa and Mastercard transaction
    capture in real time

    Capture Visa and Mastercard corporate card transactions the moment they happen, using real-time card feeds in Zoho Expense to ensure expense tracking is always up to date and managed with ease*.

  • Direct feed integration (DFI)
    for Amex cards

    Fetch Amex corporate card transactions directly without any third-party integration into Zoho Expense. Ensure security and prevent data breaches and unauthorized access risks.

Go cashless with
UPI-enabled prepaid cards

Transform the way you manage expenses with Pine Labs prepaid cards. Eliminate cash handling, ensure policy adherence, and prevent leakages. Pay vendors via UPI through the Pine Labs app, with every expense recorded in real time in Zoho Expense.

Learn more

Extend your
corporate card potential

  • Advanced card
    automation capabilities

    Let Zoho Expense auto assign users, auto categorize expenses by merchant codes, and auto match transactions with existing expenses for faster reconciliations with direct feed integration.

  • Automated report creation
    for corporate card expenses

    Automate expense report generation and submissions for all card transactions based on the set billing date, ensuring comprehensive spend tracking with no missed expenses, less hassle, and timely visibility into expenses for managers.

  • Comprehensive dashboard
    for corporate card usage

    Monitor employee corporate card usage with Zoho Expense's dashboard. View spend summaries, pending transactions, and the status of active, inactive, and unassigned cards.

  • Simplified
    reconciliation and verification

    Automatically match corporate card transactions with expenses using the reconciliation engine in real time. It detects and flags discrepancies based on company policies, helping finance teams verify the accuracy of reports and address any exceptions. Simplify compliance and ensure reliable financial insights.

*Real-time Feeds are now available across 12 countries in North America and Europe.

Turn every card swipe into a real-time expense

Capture, categorize, reconcile, and manage corporate card expenses as they happen.

Try Zoho Expense

Frequently asked questions about Zoho Expense corporate card management

  • Can I keep my existing corporate cards, or do I need to switch banks to use Zoho Expense?
    Yes. You don't need to switch banks or change your existing corporate card program. Zoho Expense connects with Visa and Mastercard cards through real-time feeds, Amex and Airplus through direct integrations, and other cards through standard sync. Your existing cards, negotiated rates, and loyalty benefits can stay in place while Zoho Expense automates the expense management around them.
  • What makes Zoho Expense different from other corporate card management solutions?
    Zoho Expense connects corporate cards directly to expense management, so finance doesn't need to manage card transactions and expenses as separate processes. Transactions are captured in real time, receipts can be matched automatically, expenses are categorized and reconciled, and card spend remains visible throughout the reporting cycle. And because Zoho Expense works with your existing corporate card program, you can automate card expense management without replacing the cards your employees already use.
  • Will Zoho Expense reduce the manual work involved in managing our corporate card program?
    Yes. Zoho Expense automates corporate card transaction capture, receipt matching, expense creation, categorization, reconciliation, and reporting. Instead of waiting until month-end to piece together card activity, finance teams can manage exceptions and review spend continuously.
  • Is our corporate card data secure in Zoho Expense?
    Yes. Zoho Expense is built with security and data protection across the card expense lifecycle. Card data is transmitted and handled through secure integrations, with access controls designed to ensure that sensitive information is available only to authorized users. Zoho also operates its own data centers and maintains regional data residency options to support organizations with regulatory and privacy requirements.

The Zoho Expense team has been extremely supportive to all our unique requirements for each region, making our onboarding experience painless.

PUMA

Mark Hawkins

Director of Operations, PUMA SEA

We have received quite a positive response from our employees since the time of implementation, and adoption rates are high.

Tata Play Fiber

Amit Rai

Head of Human Resources, Tata Play Fiber

Rated by the best

Adjudged as one of the best expense management solutions by customers
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