Payments reimagined.
Features reinvented.
The latest updates in Zoho Payments bring together every way your business collects and disburses money, making every transaction faster, smarter, and seamlessly connected to your business.
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POS Devices
With our all-new POS devices, collecting in-person payments and syncing them with your business apps has never been this easy. Our POS devices can help you. Know more →
Accept payments via cards, UPI QR codes, and receive audio confirmations.
Generate invoices and collect payments instantly from the same device.
Keep billing, inventory, and accounting updated in real time.


All in one POS device
A unified android device for all in-person digital payments.

Smart POS
Dynamic QR and card payments with sound box.

Static QR
Simple static QR codes with sound box confirmations.
Solution for Marketplace settlements
Running a marketplace means dealing with multiple sellers, endless reconciliations, and payout delays. Zoho Payments makes it simple by automating split settlements.
Collect payments from customers and automatically route the right share to each seller.
Simplify reconciliation with accurate, real-time transaction tracking
Provide sellers with faster and more reliable payouts.
Reduce manual errors and operational overhead with automated settlement logic.

Payout solution for payroll
With payout solution from Zoho Payments, salary disbursements are now simple, reliable, and fully automated through Zoho Payroll. Know more →
Automate employee salary disbursements directly from Zoho Payroll.
Disburse salaries securely from your connected bank account.
Track and reconcile payroll transactions in real time.
Reduce errors and delays by eliminating manual processing.

Virtual Accounts for Collections
Easily track payments by generating dedicated virtual accounts for customers, invoices, or branches, so you know exactly who paid, without the reconciliation chaos.
Accept payments via NEFT, RTGS, and IMPS into dedicated virtual accounts.
Instantly match payments to the right customer or invoice.
Automate reconciliation to reduce manual effort and errors.
Get real-time visibility into your cash flow.

UPI AutoPay for Recurring Payments
Enable recurring UPI payments through Autopay mandates, giving your customers a familiar, convenient way to pay on time, every time.
Set up automated UPI Autopay mandates for subscriptions and recurring bills.
Collect recurring payments seamlessly through your business apps like Zoho Books and Zoho Billing.
Reduce late payments and ensure predictable cash flow.

On-demand Faster Settlements
Zoho Payments now offers on-demand, T+1 settlements, allowing SMEs to have faster access to their funds, providing better cash flow when compared to standard settlement cycles.
T+1 Day
Settlement
Zoho Payment
Partner Program
By referring merchants, you earn a share of every transaction they process, giving you a recurring income stream that scales as your network expands. Know more →
Earn lifetime incentives on every referred merchant’s transactions.
Enjoy unlimited rewards with no cut-offs or hidden caps.
Track performance and payouts with transparent, real-time dashboards.
Give your referred merchants faster go-lives and priority support.